Tip: tap "Export backup" after entering your debts and save the file to Google Drive or your Downloads folder. If you ever clear your browser, tap "Restore from backup" to get everything back instantly.
Edit debt details
Balance over time
Log a payment
Payment history
Choose your strategy
$/mo
Payoff order — highest interest first
Balance over time
Total balanceCumulative interest
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See your exact debt-free date
You are already tracking your debts like a pro. The Payoff Planner shows you exactly when each debt disappears — and how much interest you can save.
✓ Avalanche & Snowball strategies
✓ Your exact payoff date for every debt
✓ See how extra payments save you money
✓ Balance & interest chart over time
✓ Works 100% in your browser — no account needed
$17 one-time · yours forever
No subscription. No account. Pay once, use forever.